Ivylyn B Cassar

Chairman & Director, Equity Bank Bahamas Limited and Equity Trust Bahamas Limited, Co-Chair, Liongate Bahamas Limited; Director, Equity Investment Funds Services Ltd.; Group Co-Chair and Director, Equity Group International Limited

Ms. Cassar is a Fellow Member of Georgia Society of Certified Public Accountants; a Member of the Bahamas Institute of Chartered Accountants; a Member of the Society of Trust and Estate Practitioners; former Director of The Bahamas Financial Services Board, Director of Friends of the Public Hospital Authority of The Bahamas, former Director of the Association of International Banks and Trust Companies in The Bahamas, and former President of The Bahamas Association of Securities Dealers. She has qualified as a Series 7 Investment Advisor and is an Associate Membership of The Chartered Institute of Arbitrators in England. In April 2017 she was appointed as a Justice of the Peace of the Commonwealth of The Bahamas. Ms. Cassar started her career at Touche Ross (1985), and later joined the New World Trust Group (1988) to launch a 40 years career in international wealth management and private banking, as a fiduciary specialist in trusts, companies, investment funds, foundations and insurance products amongst others. She was the former managing director of Leopold Joseph Bahamas Limited (1996) which she headed up from inception in The Bahamas until its acquisition by Butterfield Bank. She is presently a principal and Chairman of Equity Bank Bahamas Limited and Equity Trust Bahamas Limited; and a Director of Equity Investment Funds Services Ltd; Co-Chairman of Liongate Bahamas Limited and Partner of St Leo Corporate and Financial Services Group. Ms. Cassar attended the College of The Bahamas and Liberty University to study Accounting and graduated Summa Cum Laude honors with a 4.0 GPA (1985). She is an avid contributor to all major charitable foundations and NGOs in The Bahamas. She is a major supporter of internships for college students at EBBL and she is a mentor to numerous young people.

Dillon R. Dean

Group CEO & Senior Official I & Director Equity Bank Bahamas Limited; Vice Chairman & Director, Equity Trust Bahamas Limited; Co-Chairman, Liongate Bahamas Limited; Director, Equity Investment Funds Services Ltd., Group Co-Chair, Equity Group International Limited

Mr. Dean has held executive roles within the financial services industry since the beginning of his career in 1992, having worked and been trained in Miami, Toronto, Geneva and Nassau. A Certified Public Accountant, he is a former member of the Minnesota State Board of Accountancy, the American Institute of Certified Public Accountants (AICPA) and is a member of the Society of Trust and Estate Practitioners (TEP). He is the Co-Chairman of Equity Group International Limited, (the parent of Equity Bank Bahamas Limited), and Co-Chairman of Liongate Bahamas Limited. He is the Vice Chairman of Equity Trust Bahamas Limited and is a Principal and the Group Chief Executive Officer of Equity Bank Bahamas Limited. Dean also holds the Personal Financial Planning and Personal Trust Diplomas from the Institute of Canadian Bankers, having graduated from the University of Windsor Ontario, Canada with a B. Comm in Banking & Finance, and has served on the boards on several global licensed financial institutions. He formerly worked to onboard new business at UBS Bahamas Limited, and was a Senior Manager with RBC Global Private Banking, (having successfully completed internal examinations to qualify as a trader and discretionary asset manager for the Group), and more recently was the Executive Director of the Scotia Private Client Group in The Bahamas, whilst also covering the private banking requirements for additional Caribbean States, with a direct reporting line to head office in Toronto. He was a coach and is a sponsor to various local sporting and civic organizations in the Bahamas.

Dr. Kim D Thompson

Director, Secretary & Senior Official II, Director of Trust and Corporate, Director of Human Resources and Office Administration, Equity Bank Bahamas Limited; CEO & Senior Official I and Director, Equity Trust Bahamas Limited; Director, Equity Investment Funds Services Ltd and Liongate Bahamas Limited and Group CEO, Equity Group International Limited

Prior to joining the Equity Group, Dr. Thompson served as President and Director of Offshore Managers Limited, Nassau, Bahamas. She holds a Master of Arts Degree with a concentration in Counseling and a Master of Arts degree in Human Resources Management. She is a member of the Society of Trust and Estate Practitioners (TEP), having successfully passed courses such as International Trust Management, Trust Administration and Accounts, Trust Creation: Law & Practice, Company Law, and Trustee Investment and Financial Appraisal. She successfully defended her dissertation at Nova Southeastern University and obtained her Doctorate degree in Conflict Resolution & Analysis and currently serves as Director & Corporate Secretary, Senior Official II and Head of Office Administration of the Company.

L Michael Dean

Director, Equity Bank Bahamas Limited; Chairman and Director, Equity Investment Funds Services Ltd., CEO and Director, Liongate Bahamas Limited

Mr. Dean is a graduate of the University of Western Ontario, London, Ontario, Canada, with a B.A. in Financial Services. He began his career in 1985 and has over ten years in audit space in the financial services arena in The Bahamas with Deloitte & Touché and later Ernst & Young. He passed the CPA examinations in 1986 on his first attempt. He later served as Chief Financial Officer of the Canadian Imperial Bank of Commerce, Bahamas (now FCIB-CIBC), assisting with transitioning of the entity from a branch operation to a publicly traded company on The Bahamas International Stock Exchange. Subsequently, he spent 15 years in Swiss private banking and fund administration, primarily in The Bahamas and a short time in Geneva. During this time, he served in various capacities such as Chief Financial Officer, Risk Manager, Senior Official II, Vice–President of Investments, Operations and Accounting, Compliance and Money Laundering Reporting & Prevention Officer with this boutique Swiss institution. He currently serves as the CEO and Managing Director of EIFS, a Director of the Company and Managing Partner of St. Leo’s Financial & Corporate Services Group.

Gavin Cassar

Director of Legal and Legal Counsel, Equity Group International Limited

Two (2) decades of legal experience in trust, corporate and commercial litigation with specialty in Trusts and Banking Law. Mr. Cassar is Consultant Counsel to Cassar & Co., a law firm specializing in Commercial Litigation and Mutual Funds Consultation Services. Sole member of the Worldlink for Law and international body of 70 law firms situated throughout North America, South America, Canada, Europe and Asia. Mr. Cassar is a Member of The Bahamas Bar Association and a longstanding member of the Society of Trust and Estate Practitioners, England. He attained a Bachelor of Laws Degree from the University of Wolverhampton, England on July 10, 1991 with Honors. Graduating from Ontario Business College, Bellville, Ontario, Canada in 1985 with a Diploma in Business Administration and Accounting with Distinction. He has also received a Diploma in Negotiations from Harvard University, Cambridge Massachusetts in 1997.

Mirielle Cambridge

Acting CEO, Equity Investment Funds Services Ltd.

Mrs. Cambridge has more than 2 decades in the field of Investment Funds from Junior to Senior positions held prior to joining Equity with notable licensees such as Euro-Dutch Trust Company (Bahamas) Ltd., New World Trustees (Bahamas) Ltd., Citco Fund Services (Bahamas) Ltd., The Private Trust Corporation Ltd., Genesis Fund Services Ltd., and Swiss Financial Services (Bahamas) Ltd. She is a seasoned financial services executive with over 25 years of experience in fund administration, accounting and corporate management. Demonstrated expertise in leading teams, managing hedge fund operations, ensuring regulatory compliance across multiple jurisdictions. She has a strong track record of strategic leadership and building effective stakeholder relationships.

Delphino Gilbert “Gil” Cassar

CEO, Equity Group Business Development Limited; Head of Business Development and FINTECH, Equity Bank Bahamas Limited

Delphino Gilbert (“Gil”) Cassar is an accomplished private banker and CEO of Equity Group Business Development Ltd.—the entity within the Equity Group that leads business development, product ideation, marketing, and public relations efforts. The Equity Group, headquartered in The Bahamas, holds licenses spanning international and domestic private banking, trusts, investment fund administration, asset management, corporate services, and digital asset services.
A visionary technologist and full-stack developer well-versed in artificial intelligence, Gil is widely regarded as a FinTech trailblazer.
An economist at heart and passionate advocate for inclusive growth, he serves as Chairman of the Bahamas Development Bank and President of the Bahamas Investments and Securities Business Association. He is also an active member of the Bahamas Financial Services Board and the Government’s Digital Advisory Panel. In 2023, he was named the Bahamas Financial Services Board’s Young Professional of the Year.
Gil holds a Bachelor of Commerce from the University of Toronto and a master’s degree from Harvard University, with a focus on Finance. His forward-thinking approach underscores a commitment to financial inclusion, digital transformation, sustainable development, and future-ready financial solutions across The Bahamas.

Vanessa Coleby

Senior Vice-President of Trust and Senior Official II, Equity Trust Bahamas Limited

Vanessa Z. Coleby, TEP, Senior Vice President of Equity Trust Bahamas Limited, is a seasoned trust professional with more than 30 years in the Financial Services Industry, a Member of the Society of Trust and Estate Practitioners since 1998, an Associate of the Bahamas Institute of Trust and Financial Services, with Series 6 Designation from the National Association of Securities Dealers, Inc. She brings an understanding of and appreciation for the need to be client-focused while meeting the growing regulatory requirements. During her career, she has served in in various capacities including Trust Manager, Director, Corporate Secretary, Corporate Services Manager and Deputy General Manager with responsibility for Human Resources.

Christopher Burgos

Senior Vice President of Client Accounting, Equity Trust Bahamas Limited

Christopher Burgos is a result-oriented Finance/Accounting professional, with extensive experience in corporate accounting and finance, periodic budgeting and forecasts. He has extensive experience in Government Report compliance and management reporting, fund accounting and private banking. He obtained the Certified Public Accounting designation in 2007 from the Philippine Institute of Certified Public Accountants and is also a Certified Graphic Designer. Mr. Burgos also received his U.S. Certified Public Accountants license with the State of Montana, U.S.A. in 2023.

Jordan Monreal

Senior Vice-President of Finance, Equity Bank Bahamas Limited

Highly accomplished Certified Public Accountant with around 13 years of excellent Accounting, Auditing and Compliances skills having also attained a Bachelor of Science in Accounting. Monreal is an adept leader with exceptional communication, multi-tasking, organizational and motivational skills with a proven track record in reviewing financial statements and providing clients with technical guidance on Generally Accepted Accounting Principles and International Financial Reporting Standards. Monreal has over ten years of experience in the financial and operational aspects of the Offshore Industry in The Bahamas having also received professional training on Bahamian legislation and industry standards at a number of workshops and seminars hosted by The Bahamas Financial Services Board, The Central Bank of The Bahamas and The Bahamas Institute of Charted Accountants.

Kayla Johnson

Senior Vice President of Human Resources, Equity Bank Bahamas Limited; Company Secretary, Equity Trust Bahamas Limited

Kayla Johnson has over 13 years’ experience in the Human Resources field. She has a Bachelor of Science degree in Accounting from Livingston University (now the University of West Alabama) and a Master of Science degree in Human Resource Management from Nova Southeastern University. Additionally, she holds certificates in Company Law and Administration and Employment Law. She was a part-time lecturer in Accounting with Atlantic College and is also a Fellow, Life Management Institution (FLMI) and a Member, Society of Human Resource Management (SHRM) and a Member of Alpha Kappa Alpha Sorority, Inc having served in various positions including Recording Secretary, Treasurer, and Standards Committee Chair. She has exposure in office administration, accounting and finance, audit, and education and served as the Assistant Secretary of Equity Bank Bahamas Limited from March 2020 to January 2025 and Company Secretary for Equity Trust Bahamas Limited since June 2023. Kayla is currently pursuing her certification in Human Resource Management.

Jarriq Rolle

Assistant Vice President, Information Technology, Equity Group of Companies and Liongate Bahamas Limited; Data Protection Officer, Equity Bank Bahamas Limited and Liongate Bahamas Limited

Jarriq Rolle has more than a decade of experience in the field of Information Technology. He is a strategic leader aligning technology with business goals, fostering innovation, and optimizing efficiency. He has a proven track record in delivering secure and impactful solutions while collaborating effectively with stakeholders. His diverse skills include IT Strategy and Governance, Innovation and Technology Trends, Project and Program Management, Cybersecurity and Compliance, IT Operations and Infrastructure and Leadership and Management. Jarriq is currently pursuing an MBA in Technology Management as well as a certification in Information Systems Security Professional (CISSP). He has obtained his certification in Cybersecurity in 2024 and a certificate in Project Management in 2019.

Keon Justin

Head of Internal Audit, Equity Bank Bahamas Limited and Equity Trust Bahamas Limited

Keon Justin is a highly experienced professional who serves as The Head of Internal Audit for Equity Bank Bahamas Limited and Equity Trust Bahamas Limited. With a decade-long career in both public and private sectors, he brings a wealth of knowledge and value to both organizations and their clients. Keon's professional journey began as an audit associate at PricewaterhouseCoopers (PWC), following which he transitioned to the private sector. He has worked across various industries such as private banking, e-commerce, franchising, and maritime, gaining significant experience and expertise. Keon is a Certified Public Accountant licensed in Florida and holds a Bachelor of Science degree in Accounting from Florida International University and an MBA from the University of Florida. His extensive experience and expertise make him an exceptional leader with a keen eye for detail and a passion for delivering excellence. Keon is a valuable asset to the organizations he serves and is highly respected by his peers and colleagues.

Robyn Newton Quant

Senior Assistant Vice President, Risk & Compliance and Money Laundering Reporting Officer, Equity Bank Bahamas Limited and Equity Trust Bahamas Limited

Mrs. Quant has over 8 years of experience in the field of Compliance. She graduated with a Bachelor of Business Administration and Finance from the College of The Bahamas in December 2014 and later went on to pursue an International Executive MBA from the University of International Business and Economics in Beijing China. She completed the Series 7 certification (General Securities Representative), Certified Anti-Money Laundering Specialist (CAMS); International Diploma in Anti-Mooney Laundering with Merit; Certified AML FINTECH Compliance Associate (CAFCA); International Diploma in Governance, Risk and Compliance and is a cryptocurrency expert (CCE) having obtained same from Blockchain Council in June 2022. She recently completed the Certified International Risk Manager certification with Merit

Niketa Isaacs

Senior Assistant Vice President of Corporate and Secretarial & Assistant Secretary, Equity Bank Bahamas Limited and Equity Trust Bahamas Limited

An attorney by profession, Mrs. Isaacs has over 20 years’ experience in various disciplines of her career. After graduating from Mount Allison University with a Bachelor of Science degree in Biology and a minor in Psycholgy in New Brunswick, Canada in 2003, Mrs. Isaacs then pursued a Bachelor of Law degree from the University of England and Wales and was subsequently called to the Bar of England and Wales as a member of the Honorable Society of Gray’s Inn in July 2013. In September of the same year, she was call to the Bar of The Commonwealth of The Bahamas. Mrs. Isaacs holds a Diploma in International Trust Management (Distinction); Diploma in Anti-Money Laundering (AML) and a Diploma in Governance, Risk and Compliance (GRC) with Merit.

Christopher E Lunn

Non-Executive Director (NED), Equity Bank Bahamas Limited and Equity Trust Bahamas Limited

Mr. Lunn has held various posts over the course of his professional career including, Compliance Officer/Director of Gibraltar Global Securities Inc.; Manager/Director of Compliance for Suisse Security Bank & Trust; and Acting Manager of Bank Supervision at The Central Bank of The Bahamas. At the time of his retirement in August 2022 from EBBL, Mr. Lunn served as Senior Vice President, Risk and Chief Risk Officer for both EBBL and ETBL. He has held various posts within the Equity Group over the 4 years with the Group namely, Vice President of Banking and Senior Vice President, Compliance and Money Laundering Reporting Officer for both EBBL and EIFS. Mr. Lunn holds a Bachelor of Arts and a Master of Arts Degree both in Economics from Marquette University, Milwaukee, Wisconsin. He is currently a Lecturer with Omega College where he teaches Economics and Compliance. He has also taught Banking/Finance at Sojourner Douglas College and the University of the West Indies Open Campus and has more than 10-years teaching experience in Economics with the College of St. John/St. Benedicts Extension Program. He also holds numerous professional certificates and accomplishments including past Chairman of the Caribbean Group of Banking Supervisors, former Financial Expert Evaluator for the Caribbean Financial Action Task Force, St. Lucia, and a past Representative on the Board of the Inter-American Development Bank.

Ken N Kerr

Independent Non-Executive Director (INED), Equity Bank Bahamas Limited

Kenwood N. Kerr is Founder, President & CEO of Providence Advisors Ltd. a Bahamian financial services company. Prior to launching Providence Advisors, he was Manager Investment Services, Manager Corporate Services & Head of Marketing & New Business development for The Bahamas & Caribbean with SG Hambros (Bahamas) Limited, a Société Générale subsidiary in The Bahamas. He was also a founding Principal of CFAL. Prior to this he was instrumental in the launch of Fidelity Bank & Trust International and its related companies where he held the position of Vice President Investment Services with the Fidelity Group. Before this he spent more than ten years with RoyWest, NatWest, and Coutts Bahamas Limited, where he held the position of Manager, Investment services with responsibility for overseeing the Cayman and Bahamas investment operations, being the first Bahamian to hold that position. Mr. Kerr was educated at Acadia University, Nova Scotia, Canada, where he received a bachelor’s degree in finance and economics. Additionally, he is a member of the Society of Trust and Estate Practitioners (STEP) and associate member of the Chartered Institute of Arbitrators; he attended the College of The Bahamas and the R.M. Bailey High School.

The Venerable James E Palacious

Independent Non-Executive Director (INED), Equity Bank Bahamas Limited and Equity Trust Bahamas Limited

The Venerable James E Palacious is a reputable priest who actively served in Diocese for 42 years after being ordained in 1976. At the time of his retirement, he was the Archdeacon for Administration of the Diocesan Office (Anglican) assisting the Bishop in administration as well as the #1 Vice President to The Bahamas Christian Council. He presently serves as Business Consultant and the Business Development Manager of the Company, BRONO, owned by his son and engineer, Carlos Palacious. Venerable Palacious is a graduate of Kelham Theological College, University of the West Indies, Princeton Theological Seminary and later Drew University, where he received Bachelor of Arts in Theology, Master of Arts in Christian Education and Master of Philosophy in Religion and Society. Prior to being ordained, he gained experience as a clerk at Deltec, the Banking Corporation. He was also an Assistant Teacher for the Ministry of Education and a part-time lecturer in Social Studies at the College of The Bahamas (now the University of The Bahamas). Some of his civic duties include/included Justice of the Peace, Chairman of the Governor General’s Youth Award Management Council, Former Director of the CBB Board and a member of the Disciplinary Tribunal of The Bahamas Institute of Chartered Accountants.

Robert Sterling Lloyd Quant

Independent Non-Executive Director (INED), Equity Bank Bahamas Limited and Equity Trust Bahamas Limited

Mr. Quant is a seasoned attorney-at-law and was called to The Bahamas Bar in 1988. He has a varied career covering the legal, public service, and banking sector. He was appointed Managing Director at The Bahamas Development Bank for four years and later Alternate Director at Caribbean Development Bank’s Board of Directors. Mr. Quant is a former Registrar General along with having held posts on various government boards including the Securities Commission of The Bahamas and The Bahamas Anti-Doping Commission. Mr. Quant presented credentials as Extraordinary and Plenipotentiary to the People’s Republic of China in March 2018 when he was appointed as The Bahamas Ambassador to the People’s Republic of China during the period of 2017 through 2021. Mr. Quant has held a Directorship on the Board of the various entities within the Equity Group for the past 17 years.

Dr Tanya C. McCartney

Independent Non-Executive Director (INED), Equity Investment Funds Services Ltd. and Liongate Bahamas Limited

Dr. Tanya McCartney is President of GEM Management & Advisory Services Ltd., an Assistant Professor of Law at the University of The Bahamas. She is a UK trained barrister and Chartered Banker. Dr. McCartney served as the CEO and Executive Director at the Bahamas Financial Services Board for 8 years commencing in December 2015. She has distinguished herself as a professional with expertise in law, regulatory and gaming compliance, risk management, banking and international financial services. She holds a Doctor of Business Administration (DBA) from Edinburgh Napier University, Scotland, U.K. She completed her Bachelor of Laws degree (Upper Second Class) at the University of Reading, United Kingdom, a Master of Laws degree with Merit from the London School of Economics and Political Science, London, U.K.) and MBA in Leadership from The College of The Bahamas as well as a Chartered Banker MBA from the University of Bangor in Wales. Additionally, she holds an International Compliance Association (OCA) special certificate in Money Laundering Risk in Betting and Gaming and is also a Certified Compliance and Anti-Money Laundering Specialist. She was appointed to the Senate of The Bahamas in 2001 being one of the youngest persons ever appointed to the Upper House where she served for 5-years. She is a former President and founding Member of the Bahamas Association of Compliance Officers. She is the Co-Chairman of the Bahamas Chapter of the global Association of Certified Anti-Money Laundering Specialists. She currently serves as Deputy Chairman of The Bahamas Airport Authority and has served on several Government Boards over the years. Dr. McCartney was awarded the Bahamas ICON Award for financial services in 2018 and in 2020 received “The Woman of the Year ‘Highly Commended’ Award” from UK based International Investment for her work in financial services. She is the Author of “Strategies for Success: A Roadmap for the Compliance Professional in Financial Services.

Michael Clare

Head of Digital Assets and Fintech Operations, Liongate Bahamas Limited

With an extensive background in economics and finance, Michael Clare has obtained his bachelor’s degree (BSc.) in Finance from Lenoir Rhyne University. To further his financial knowledge, Clare went on to obtain his MBA with a focus of Economics and Finance at Beijing Normal University located in Beijing, China. Additionally, to advance his knowledge in blockchain technology, Michael Clare has obtained a second Master’s degree (MSc.) in Digital Currency and Blockchain technology from the University of Nicosia located in Nicosia, Cyprus making him the first and only Bahamian to possess a masters degree in the space. Through his strong advocacy and accomplishments in the space, Michael Clare has been selected as the Regional Ambassador for the Bahamas within the Global Blockchain Business Council (GBBC). Michael Clare was also selected as one of the Top 48 Millennials of the Bahamas for the year 2021. Michael Clare has an array of consultative experience amongst financial institutions in relation to blockchain technology and digital assets. Prior to joining Liongate Bahamas Ltd. Michael Clare served as an Economist at the Ministry of Finance for 6 years.

Shari Quant

Senior Assistant Vice President, Compliance/Money Laundering Reporting Officer and Chief Risk Officer, Liongate Bahamas Limited; Internal Audit Cover, Equity Bank Bahamas Limited and Equity Trust Bahamas Limited

Ms. Shari Quant serves as Senior Assistant Vice President in the Internal Audit department of the Group, where she brings significant value through her deep expertise in Governance, Risk and Compliance (GRC) and Anti-Money Laundering (AML). With more than a decade of experience in the financial services industry, she has cultivated a strong foundation in international client services, compliance, and risk management. A Licensed Trust and Estate Practitioner (TEP) with the Society of Trust and Estate Practitioners (STEP) and a certified Anti-Money Laundering specialist (MICA) through the International Compliance Association (ICA), Ms. Quant is professionally qualified in Corporate Law and Administration. She has received specialized training in financial services regulation, securities products, and international tax compliance regimes, including CRS and FATCA. Her career spans trust, investment fund services, and private banking, where she has consistently demonstrated strong analytical acumen, investigative capabilities, and the ability to manage complex regulatory requirements. She is particularly recognized for her contributions to legal and policy reviews, international tax reporting projects, and the development of internal compliance policies and risk assessment frameworks. Ms. Quant also brings experience as a legal assistant under the mentorship of senior attorneys-at-law, further enhancing her legal and regulatory interpretation capabilities. Her areas of proficiency include private wealth management structures, relationship management, enterprise risk management, corporate governance, corporate secretarial responsibilities, and tax reporting compliance for financial accounts (CRS, FATCA, QI, CESRA, ROBO). In addition to her current certifications, she is actively pursuing further specialization in AML FinTech Compliance (CAFCA) through the Association of Certified Anti-Money Laundering Specialists (ACAMS) and advanced studies in Internal Audit. Her commitment to continuous professional development and regulatory excellence makes her a key asset to the Group’s governance and risk oversight functions.

Ricardo Hepburn, Jr

Assistant Vice President, Compliance, Money Laundering Reporting Officer and Chief Risk Officer, Equity Investment Funds Services Ltd.

Ricardo Hepburn’s career started as an Audit Clerk with the Bahamas Electricity Corporation. Ricardo then moved on as a Junior Financial Analyst with a local Insurance Company and then landed full-time employment with one of the regulating authorities in The Bahamas where he started as an Officer in the Examinations department. He quickly moved up the ladder and was promoted to Senior Examiner, Risk Analytics and Examinations department and eventually to Assistant Manager, Risk Analytics and Examinations department. Ricardo joined Equity Bank Bahamas Limited in May 2023 as a Compliance/Risk Manager but was later transferred to Equity Investment Funds Services Ltd. to assume the role of Risk/Compliance Manager. Ricardo was then promoted to Risk/Compliance Officer and Money Laundering Reporting Officer, a regulated position in The Bahamas. Ricardo holds a bachelor’s degree in accounting from The College of The Bahamas (now known as the University of The Bahamas) and holds Diplomas in Governance, Risk & Compliance (GRC) and Anti-Money Laundering (AML) from the International Compliance Association (ICA) having obtained these Diplomas in October 202 and December 2020, respectively. Ricardo also serves as Secretary of the Business Development Committee.

Joy Dereal

Vice President of Client Relations (Banking Front Office), Equity Bank Bahamas Limited

Joy de Real graduated Cum Laude with a degree in Bachelor of Science in Accountancy from Philippine Christian University. She is a Certified Public Accountant with experience in the areas of financial audit, due diligence audit and internal control reviews and has exposure with the following industries: banks and other financial institutions, manufacturing, I.T. and other software providers, leasing, non-profit organizations and holding companies. She recently completed and successfully passed the Canadian Securities course.

Jovita Parungao

Vice President of Banking (Middle and Back Office), Equity Bank Bahamas Limited

Jovita graduated with a Bachelor of Science degree in Accountancy. She is a Certified Public Accountant and is experienced in the areas of financial audit, internal control reviews and accounting. She has handled clients from the financial services, manufacturing, and non- profit industries. Jovita completed the Series 6 course from the Securities Training Institute. She has been with Equity Bank Bahamas Limited since 2012.

Deora LaNovia Ferguson

Assistant Vice President, Client Relations (Banking), Equity Bank Bahamas Limited

LaNovia Ferguson has over 19 years’ experience in private banking having started in the Industry as a Funds Manager/Operations Officer with one of the premier Swiss banks in The Bahamas. LaNovia worked in various capacities in her career in private banking and started off as a Banking Officer with Equity Bank Bahamas Limited and is now an Assistant Vice President in Client Relations. She holds a Bachelor of Arts degree in Business Administration with a concentration in Finance from Clark Atlanta University. She has done numerous certificate course throughout her career including Series 6 Introduction to Mutual Funds, Series 7 course, Managerial Leadership and Spanish Level 1.

Blair Cambridge

Assistant Vice President, Client Relations (Banking), Equity Bank Bahamas Limited

Blair Cambridge is a multi-lingual client operations and Compliance/AML professional with a long career record in management. She has over 7 years’ experience in private banking. She has a proven talent for aligning business strategy and objectives to achieve maximum results with minimum resource expenditure. She is a self-motivated leader with keen interpersonal and analytical skills combined with the ability to interpret regulatory requirements and transform into operational practices. Her career in private banking started off as a Banking Administrator dealing exclusively with clients in the LATAM market. She eventually moved into the compliance arena and eventually in client relations. She holds a Bachelor of Arts degree in International Relations from the Universidad Rafael Landívar in Guatemala City in November 2025. She completed an Advanced Diploma in Regulatory Compliance, International Compliance Association with the Manchester Business School, City of London. Additionally, she obtained a Specialist Diploma in Anti-Money Laundering with Merit in October 2020 and a Specialist Diploma in Governance, Risk and Compliance with Merit from International Compliance Association, Manchester Business School in September 2021.

Remylen Monreal

Vice President of Investment Funds Accounting, Equity Investment Funds Services Ltd.

Remylen has been in the investment funds business for over 12 years and is currently serving as the Vice President of Accounting of Equity Investment Funds Services Ltd. Prior to joining Equity, she worked as an Audit Officer in a commercial bank in the Philippines. Remylen graduated with a Bachelor of Science degree in Accountancy in 2005 and is a Certified Public Accountant (CPA).

Carlene Burrows

Vice President of Investment Fund Administration & Company Secretary, Equity Investment Funds Services Ltd.

Carlene has over 10 years’ experience in the financial services industry and has a Bachelor of Arts degree in Economics. She obtained a certificate in Company Law Practice and Administration Stage II, completed the Series 6, and is also a Certified Anti-Money Laundering Specialist (CAMS) (holding membership with the Association of Certified Anti-Money Laundering Specialist, ACAMS). She serves as the Company’s Vice President - Investment Fund Administration and Corporate Secretary.